Hello everyone: We thought we’d use our time together to review what is typically covered in a first conversation with a Vitality Insurance professional when you contact us for information about an affordable California health plan!
If you’ve never shopped for an affordable California health insurance quote before, this post will make a great primer for you as it will help you gain an understanding of what topics will be covered during the careful, considerate consultation you will receive when you start working with a Vitality professional while shopping for a California health plan that is uniquely right for you! Let’s get started!
The typical conversation with a Vitality Health Insurance professional is likely to focus on a core group of questions and discussion points. Let’s look at a few areas here:
The Vitality professional will “qualify” your viability for the most affordable California health plan you want to apply for: Questions here will be about physical characteristics such as height, weight, age of both you and any other members of your family that you’re seeking coverage for; current medications or medical issues if any; your current status as a CA health plan owner; what prompted your inquiry; your contact information and contact preferences.
The next question is one which you can “study for” by reviewing our website if you’d like! What benefits are important to you and why? Are there particular benefits you would plan to use more than others? Perhaps prescription drug coverage or maternity coverage is uppermost in your mind as you shop for a new California health plan or perhaps you are driven by the motivation to seek out and find a plan with lower premiums? Understanding your needs helps us formulate a plan offering that best suits your unique needs.
We mentioned premiums: Next we’ll cover the deductibles, out-of-pocket maximum and also what premium you’re comfortable with. Bottom line: In virtually all cases, the clients we work with are seeking balance: They want certain benefits and have certain premium level barriers. Our job is to understand what benefits you’re seeking and what premiums you’re comfortable with so we can provide the optimum level of performance at the most affordable price.
As you might have already sensed from your own preliminary look at California health plans available at the Vitality website, there’s an awful lot to choose from! Sharing information with your Vitality professional will help us formulate a health plan strategy that is uniquely right for you and your family. We’d also like to take a moment to mention this: We understand that some of the information you’ll be sharing with us is sensitive and private. We respect that and offer our deepest appreciation for entrusting us with the role of careful, considerate consultant in finding you and your family the affordable health insurance coverage you and they deserve. Your trust means the world to us and you can always rely on our sensitivity and respect for your privacy.