We’ve been asked “What’s your favorite California health plan?” Our answer is always the same: Our favorite California health insurance plan is the one that is uniquely right for the client we are working with.
If you’ve reviewed our website and utilized our quote engine here at the site to generate CA health plan quotes for you and/or your family, you already know that you are going to see a lot of plans to choose from! We can certainly offer variety to the California health insurance shopper here at Vitality, but let’s take it a step further. What is important here is that in addition to the many plan options we have to offer the client, we offer an important value-added feature: We will provide the client with the careful, considerate one-on-one consultative experience that helps clarify the health plan offerings under review and replaces apprehension or uncertainty with the peace of mind every California health insurance consumer should have as they make important health coverage decisions for themselves and their family.
One of the primary advantages of working with an independent authorized agency like Vitality, which represents an array of California health insurance, California life insurance, and other supplemental insurance products from an equally impressive list of leading insurance companies operating here in the state, is the versatility of our product lineup. It’s the ultimate in “one stop shopping” for a health, life, or other insurance plan you’re on the lookout for. Vitality is about convenience but we’re also about buying power: When the consumer has a lot to choose from, they have more buying power. Further, Vitality is also all about working closely with the client to understand that client’s unique situation so that the best plan can be found to match that client’s unique need(s) and budget.
There are certain clients who will benefit from an “individual only” PPO health plan that offers the advantages of including both dental and vision care protection; other California health insurance consumers might seek the advantages of lower monthly premiums but also need to weigh the potential financial impact of a higher annual deductible or coinsurance; while still others will want or need access to both generic and brand name prescription drug coverage within their plan benefit offerings versus generic-only.
The range of different clients and unique needs we will encounter in a day goes still further: We also meet clients who are great savers! They are attracted to the advantages and feeling of personal empowerment that comes with a HSA-compatible high deductible health plan: That’s great, and we’ve got a wide range of plans for their review along with the experience and expertise to help them find the one that is uniquely right for them!
…and it’s not just about the plan benefits themselves. We help our clients understand the vital importance of understanding that other factors play into the savvy selection of the right California health plan. To wit: Understanding the relative strength or weakness of your new health plan’s provider network in your community is key to keeping your health care expenditures in-network versus out-of-network and thus helping substantially to hold down family health care costs.
These are just some of the examples of what your California health insurance professionals at Vitality do for the clients we serve. We are all about providing buying options but doing so in a clear, concise manner that ensures clarity, ease, convenience, and peace of mind in the California insurance shopping process! So – our favorite California health plan? That’s easy! It’s always the one that works best for you, your family, or even your California small group health insurance application!