The selection process for your California health insurance plan and California life insurance plan can be very similar in some respects. The team at Vitality offers experience and expertise in both and is here to help you create winning buying strategies for both of these important insurance products. Let’s review some of what makes these two insurance products similar for the California insurance shopper:
Well – to state the obvious – the process of securing the most affordable California health insurance plan and a California life insurance plan will involve a review of your past and current health status. The savvy California insurance consumer can do themselves a real favor here by practicing healthy living strategies that include proper nutrition and exercise and not smoking! Quitting smoking or better yet –never starting! – is one great proactive way to help yourself secure lower insurance premiums. We always put this item first even though your health check comes after you apply. Why? Because heading into the underwriting process you should know your own personal dedication to a healthy living lifestyle will likely always serve you well when it comes to buying insurance of one form or another.
Okay; you’re applying for one or both types of insurance: A California health insurance plan and/or a California life insurance plan. Here again, the two share some similarities as the consumer can quickly and easily consult with a member of the Vitality team – always for free – and get a sense of which plan strategy is uniquely right for that consumer and their family. A quick check of our website’s quote engine, where you can get a quick, easy, and convenient California health plan quote will tell you that the range of health plan options is pretty broad. The same holds true for your life insurance plan options. Our role in this process is to help narrow the range of options down to a manageable list of choices that focus in on what is best for your unique situation.
The balancing act of performance and affordability. What makes an HSA-compatible high deductible health plan the right choice for one consumer and another type of PPO health plan better for another? What makes the choice of an affordable California term life insurance plan or permanent/whole life insurance plan the best strategy for a consumer? Here again, this is our strength: Your Vitality California health and life insurance professional will help you create a strategy that provides the coverage you’re looking for within the financial parameters of your budget. Placing you in either a health plan or life insurance policy that looks great on paper today but isn’t financially viable when the premiums come due is a situation we’re determined to help you avoid. Our careful, considerate client consultation is dedicated to helping the client select the best plan from both a cost and performance standpoint.
There’s one other important similarity shopping for either plan with Vitality will share: Our client services and support are always free. Always. The work we do on behalf the client as an independent authorized agency represents one of the best ‘value-adds’ a California insurance consumer will experience in the shopping process for a health or life insurance plan in our state. We’re here to eliminate concerns and in their place ensure peace of mind that the strategies you create will work best for you and your family moving forward into the future!