Whoever coined the phrase location, location, location when talking about real estate might have also been talking about California health insurance premiums. While your coverage will be underwritten in part on the basis of your tobacco use, weight, age, and medical history, your geographical location within the state will also play a part in the cost of the affordable California health insurance plan you’re on the lookout for. Why is that? Well, insurance companies – who are committed to the cost containment model known as managed care which is what that PPO plan you’re considering buying is all about – will also be looking at the cost of medical services in your area of the state when pricing out a premium that is financially viable for both parties.
Another way that location impacts your decision making process? Well if you’re a savvy California health insurance shopper – and we think you are if you’ve been reading our Vitality Blog and helping yourself to the large amount of useful information we publish online on an almost daily basis! – you know that it is very important to consider the strength of the provider network in your part of the state when selecting the CA health plan that is right for you and your family. Yes, you can always go for the lowest-priced health insurance premium when shopping for your health plan but if you shop for and select the premium offering of a health insurance company with a weak provider network in your part of the state and you and your family end up seeing providers who are generally out-of-network, you are going to pay significantly more for your health care services. In other words: The ability to keep your health care services in-network means that’s where the savings can be had. A strong provider network helps you do just that! That’s where a Vitality Health Insurance Services professional comes in: We’ll work with you, reviewing the provider network in your part of the state. We work with clients from Ventura to Visalia; from Imperial County to Siskiyou County: and from Mono to Mendocino counties and all around our state; making certain you find the right plan that best meets your unique health insurance needs in the community where you live is what we do!
We understand that the affordable California health insurance plan that works best for the client is not just a very narrow review of the monthly premium cost, but rather an all encompassing review of the premium cost plus features such as provider network strength, deductibles, coinsurance, even the prescription drug plan that is an essential part of the CA health plan you have under consideration. Saving money starts with us: We provide the careful, considerate consultation you deserve and at no cost to you. Always. Let us repeat that: You never pay for Vitality’s services. We’re here to serve your California health insurance needs 24/7 with our industry-leading website and Vitality Blog and you can likewise count on us to be available to you offline with the Total Quality service you deserve and at a time and place that is convenient to you and your busy California lifestyle!